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Ask your accounting questions
in plain English.

Minty AI doesn't just answer generic questions — it queries your actual fund accounting data. Ask about fund balances, grant budgets, expense ratios, Form 990 line items, and get instant answers with links to the relevant reports and records.

No other nonprofit accounting software includes a data-aware AI assistant. Blackbaud, Aplos, QuickBooks, and Xero don't offer anything comparable.

Accountant reviewing financial documents at desk

AI That Understands Fund Accounting

Six AI-powered capabilities built directly into your nonprofit accounting workflow.

Natural Language Financial Queries

Ask questions about fund balances, grant budgets, expense ratios, and cash positions in plain English. Minty AI returns answers from your live accounting data with links to source transactions.

AI Transaction Categorization

Automatically categorize transactions, match bank feeds to accounts, and suggest fund allocations based on historical patterns. Reduces manual data entry and speeds up monthly reconciliation.

AI-Generated Board Reports

Turn tables of numbers into readable narrative summaries for board presentations and donor communications. AI generates plain-English explanations of your financial position and trends.

Anomaly Detection

AI flags unusual transactions, unexpected budget variances, and patterns that might indicate errors or fraud. An extra layer of financial oversight that's especially valuable for small teams.

Smart Reconciliation

AI-assisted bank feed matching with confidence scores. Automatically matches transactions to the correct accounts and funds, flagging uncertain matches for human review.

Form 990 Prep Assistant

AI surfaces missing data across all 79 mapped accounts and flags incomplete Form 990 line items. Pre-fills worksheets and identifies gaps before your CPA even starts.

Ask Your Finances Anything

Minty AI understands natural language questions about your nonprofit's fund accounting, grants, and financial position.

"What's our current fund balance for the Youth Program?"

Returns the real-time restricted fund balance with recent transactions and remaining budget.

"How much have we spent against the Ford Foundation grant?"

Calculates grant drawdown with budget vs. actual comparison and remaining allocation.

"What's our program expense ratio this year?"

Computes the ratio of program expenses to total expenses with FASB-compliant categorization.

"Show me all transactions over $5,000 this quarter."

Returns a filtered transaction list with fund assignments, account codes, and approval status.

"Are we on track for our Form 990 filing?"

Checks for missing data across all 79 mapped accounts and flags incomplete line items.

"What's our cash position across all funds?"

Summarizes cash and cash equivalents by fund with unrestricted vs. restricted breakdown.

Why Not QuickBooks + ChatGPT?

Generic accounting software with bolt-on AI can't match a platform where AI is built into your actual fund accounting data.

CapabilityQuickBooks / XeroBlackbaudAplosAlignmint
AI Financial QueriesNoneNoneNone Minty AI
AI Transaction CategorizationBasic rulesNoneNone Pattern-based AI
AI Board ReportsNoneNoneNone Narrative generation
Anomaly DetectionNoneNoneNone Real-time alerts
Fund Accounting"Classes" (workaround)Add-on ($$$)Basic Native fund accounting
Form 990 AutomationManualManualBasic AI-assisted prep

Built With Financial Privacy First

Org-Level Data Isolation

Minty AI only accesses financial data from your organization. In multi-tenant environments like fiscal sponsorships, each nonprofit's accounting data is completely isolated — AI queries never cross organizational boundaries.

Role-Based Financial Access

AI responses respect your permission model. Fiscal sponsors see consolidated financial data. Nonprofit admins see their org's full accounting. Staff see only what their role permits. Donors and volunteers never see financial internals.

No Training on Your Data

Your nonprofit's financial data is never used to train AI models. Queries are processed in real-time against your live database — transaction details, fund balances, and donor information are never stored or shared.

Built on Real Fund Accounting

AI is only as good as the data underneath it. Alignmint's AI accounting features are built on top of a complete nonprofit fund accounting system.

79-Account Chart of Accounts: Pre-mapped to Form 990 line items for accurate AI-assisted tax prep
Restricted Fund Tracking: AI queries understand unrestricted, temporarily restricted, and permanently restricted fund classifications
FASB-Compliant Statements: AI-generated summaries reference proper FASB financial statement formats
Real-Time Fund Balances: AI returns live balances across 38+ funds — not cached or stale data
Grant Budget Tracking: AI compares grant spending against budgets and flags overruns before they happen
Full Audit Trail: Every AI-surfaced transaction links back to the original journal entry with complete audit history

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