Minty AI doesn't just answer generic questions — it queries your actual fund accounting data. Ask about fund balances, grant budgets, expense ratios, Form 990 line items, and get instant answers with links to the relevant reports and records.
No other nonprofit accounting software includes a data-aware AI assistant. Blackbaud, Aplos, QuickBooks, and Xero don't offer anything comparable.
Six AI-powered capabilities built directly into your nonprofit accounting workflow.
Ask questions about fund balances, grant budgets, expense ratios, and cash positions in plain English. Minty AI returns answers from your live accounting data with links to source transactions.
Automatically categorize transactions, match bank feeds to accounts, and suggest fund allocations based on historical patterns. Reduces manual data entry and speeds up monthly reconciliation.
Turn tables of numbers into readable narrative summaries for board presentations and donor communications. AI generates plain-English explanations of your financial position and trends.
AI flags unusual transactions, unexpected budget variances, and patterns that might indicate errors or fraud. An extra layer of financial oversight that's especially valuable for small teams.
AI-assisted bank feed matching with confidence scores. Automatically matches transactions to the correct accounts and funds, flagging uncertain matches for human review.
AI surfaces missing data across all 79 mapped accounts and flags incomplete Form 990 line items. Pre-fills worksheets and identifies gaps before your CPA even starts.
Minty AI understands natural language questions about your nonprofit's fund accounting, grants, and financial position.
"What's our current fund balance for the Youth Program?"
Returns the real-time restricted fund balance with recent transactions and remaining budget.
"How much have we spent against the Ford Foundation grant?"
Calculates grant drawdown with budget vs. actual comparison and remaining allocation.
"What's our program expense ratio this year?"
Computes the ratio of program expenses to total expenses with FASB-compliant categorization.
"Show me all transactions over $5,000 this quarter."
Returns a filtered transaction list with fund assignments, account codes, and approval status.
"Are we on track for our Form 990 filing?"
Checks for missing data across all 79 mapped accounts and flags incomplete line items.
"What's our cash position across all funds?"
Summarizes cash and cash equivalents by fund with unrestricted vs. restricted breakdown.
Generic accounting software with bolt-on AI can't match a platform where AI is built into your actual fund accounting data.
| Capability | QuickBooks / Xero | Blackbaud | Aplos | Alignmint |
|---|---|---|---|---|
| AI Financial Queries | None | None | None | Minty AI |
| AI Transaction Categorization | Basic rules | None | None | Pattern-based AI |
| AI Board Reports | None | None | None | Narrative generation |
| Anomaly Detection | None | None | None | Real-time alerts |
| Fund Accounting | "Classes" (workaround) | Add-on ($$$) | Basic | Native fund accounting |
| Form 990 Automation | Manual | Manual | Basic | AI-assisted prep |
Minty AI only accesses financial data from your organization. In multi-tenant environments like fiscal sponsorships, each nonprofit's accounting data is completely isolated — AI queries never cross organizational boundaries.
AI responses respect your permission model. Fiscal sponsors see consolidated financial data. Nonprofit admins see their org's full accounting. Staff see only what their role permits. Donors and volunteers never see financial internals.
Your nonprofit's financial data is never used to train AI models. Queries are processed in real-time against your live database — transaction details, fund balances, and donor information are never stored or shared.
AI is only as good as the data underneath it. Alignmint's AI accounting features are built on top of a complete nonprofit fund accounting system.
Free for nonprofits up to $100K in annual donations. No credit card required.