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Public 990 Summary

FIRST CENTRAL CREDIT UNION

EIN 741137995 · Latest tax year 2024 · Usable public filing summary

WACO, TX · firstcentralcu.com

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FIRST CENTRAL CREDIT UNION has a public Form 990 profile, but an AlignMint donation portal is not live yet. Review the public filing signals and share the claim link with the nonprofit if the profile should be activated.

Program ratio

Not enough public data

Fundraising ratio

0%

Admin ratio

Not enough public data

Program ratio estimates the share of reported expenses used for programs. Fundraising ratio estimates fundraising expense share. Admin ratio estimates management and general expense share when the public fields reconcile.

View previous 990s on ProPublica

Public filing snapshot

Ratios use reported functional expenses when available and are only derived when the public fields reconcile with total expenses.

Total revenue$16,211,380
Contributions and grants$0
Program service revenue$13,765,277
Other revenue$545,866
Total expenses$14,606,563
Grants paid$0
Salaries and compensation$4,526,815
Program ratioNot reported
Fundraising ratio0%
Admin ratioNot reported
Total assets$168,623,164
Net assets$23,013,732
Total liabilities$145,609,432

Filing history

Recent prepared public snapshots appear here as the directory rollup processes more 990 filings. Use the ProPublica link for the full public filing archive when a prior year is not shown yet.

990 2024

Revenue: $16,211,380
Expenses: $14,606,563
Program ratio: Not reported

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Program ratio: Not enough public data. Fundraising ratio: 0%. Admin ratio: Not enough public data.

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Mission and programs

FIRST CENTRAL CREDIT UNION IS A FINANCIAL INSTITUTION, SPECIFICALLY A CREDIT UNION WHICH IS A COOPERATIVE PROVIDER OF FINANCIAL SERVICES TO OUR MEMBERS. FIRST CENTRAL CREDIT UNION IS COMMITTED TO PROVIDING SECURE, COMPETITIVE FINANCIAL SERVICES, DEDICATED TO OFFERING THE BEST POSSIBLE BENEFITS TO OUR MEMBERS, AND TO MAKING A DIFFERENCE IN THE COMMUNITIES WE SERVE WHILE CONTINUING TO BUILD CAPITAL RESERVES THROUGH INNOVATIVE AND SOUND BUSINESS PRACTICES. FIRST CENTRAL CREDIT UNION IS A STATE OF TEXAS CHARTERED CREDIT UNION AND A MEMBER OF CUNA. WE ARE ALSO DESIGNATED AS "JUNTOS AVANZAMOS" BY CORNERSTONE CREDIT UNION LEAGUE WHICH SIGNIFIES THAT FIRST CENTRAL HAS A LONG TERM VISION AND COMMITMENT TO SERVING THE NEEDS OF THE HISPANIC MARKET. IN 2018 FIRST CENTRAL CREDIT UNION WAS AWARDED CERTIFICATION AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) BY THE US DEPARTMENT OF THE TREASURY.

Public leadership

Public Form 990 officer rows; not a staff or contact directory.

JO BETSY TYLER

PRESIDENT/CEO

40 hours/week · Reportable compensation: $347,628

SHELLI McCOY

CHIEF RETAIL OFFICER

40 hours/week · Reportable compensation: $147,445

RACHAEL BOSSE

SENIOR LENDING MANAGER

40 hours/week · Reportable compensation: $140,337

ORLANDO RODRIGUEZ JR

SENIOR ACCOUNTING AND IT MANAGER

40 hours/week · Reportable compensation: $130,886

LINDA GUNN

SENIOR HR & TRAINING MANAGER

40 hours/week · Reportable compensation: $101,514

NICHOLAS COOK

SENIOR IT MANAGER

40 hours/week · Reportable compensation: $100,484

Public filing sources

View previous 990s and source filings on ProPublica
irs_990_cache

Tax year 2024 · Source 202503169349305495 · Parser opportunity-intelligence-financials-v1

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  • Public data coverage: Usable public filing summary.
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