Payment Processing

Quick Answer: Payment Processing

Parent organization directors connect secure online payments from Administration → Payment Integrations so donations, event tickets, and recurring gifts settle to your nonprofit's bank account. Setup takes a few minutes. Payment processing uses a flat 2.7% rate for every transaction.

Connect Secure Online Payments

Open Administration → Payment Integrations. Parent organization directors see a setup card with three actions: create a new payment account, connect an existing payment account, and check connection status. Follow the guided flow to link your nonprofit's merchant account. When the status shows ready, online gifts from donation pages, the Donor Portal, and event checkout can process payments through the connected payment processor.

Fund users do not access Payment Integrations. Payment credentials stay at the parent organization level so one secure setup covers all funds under your account.

What You Can Accept

• Credit and debit cards: Visa, Mastercard, American Express, and Discover

• Payment processing: One flat 2.7% rate for every transaction

• Recurring gifts: Monthly and other subscription schedules managed through donor billing tools

• Automatic gift recording: Each successful payment creates a donation, updates the donor profile, and generates the journal entry

• Refunds: Issue full or partial refunds from Payment Management with accounting reversal handled automatically

Flat Processing Fee

Payment processing uses a flat 2.7% rate. There are no additional per-transaction charges or rate caveats.

Connection Status and Payouts

The Payment Integrations screen separates ready, in progress, finishing setup, and needs attention states so you know when checkout is safe to enable. Use Check connection after returning from external setup flows. Payouts deposit to the bank account on file with the payment processor on a rolling schedule; view pending and settled amounts from the payment dashboard actions on the same page.

Security

Card numbers never touch Alignmint servers. The payment processor handles sensitive details under industry security standards. Giving pages and embedded forms load checkout in a secure window so donors see your branding while payment data stays with the processor.

Plan Availability

Custom giving pages are included on Free and paid plans. Connecting a live merchant account and accepting online gifts requires completing Payment Integrations setup. Plus, Pro, and Enterprise plans add accounting and reporting that reconcile online settlements automatically against your chart of accounts.

Donation Pages features · Contribution glossary · Payment management